Terms & conditions

Introduction

Welcome to the website of Our Umma, Inc. (UMMA). By accessing and using our website or services, you agree to comply with the following Terms and Conditions. These terms are designed to ensure that your experience with us is transparent, trustworthy, and aligned with our mission to support vulnerable communities worldwide. If you do not agree with any of these terms, please refrain from using our website or services.

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Use of Website

The content on this website is provided for general information purposes only and is subject to change without notice. UMMA does not guarantee the accuracy, completeness, or timeliness of any information provided on the site. Unauthorized use of this website may give rise to a claim for damages and/or may be a criminal offense.

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Donations and Contributions

1. Tax-Deductible Contributions: All donations made to UMMA are tax-deductible to the fullest extent allowed by law. Our Federal Tax ID is 86-3883211. We encourage donors to consult with their tax advisors regarding the specifics of tax deductions.
2. Refund Policy: Donations are generally non-refundable. However, if a donation was made in error or there was an unauthorized transaction, please contact us at hello@ourumma.org within 30 days, and we will review your request.
3. Transparency in Use of Funds: UMMA is committed to ensuring that all donations are used responsibly. We allocate your contributions to programs that directly benefit those in need, while keeping administrative costs to a minimum. Our financial reports are available for public review, ensuring transparency and accountability.

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User Conduct

By using our website, you agree not to:

• Engage in any unlawful, fraudulent, or harmful activities.
• Interfere with or disrupt the operation of the website, servers, or networks connected to the website.
• Use the website to transmit any malicious code, including viruses or other harmful software.

Any violation of these terms may result in the termination of your access to our website and legal action.

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Intellectual Property

All trademarks, logos, and content on this website are the property of Our Umma, Inc. and may not be used without prior written consent. You may not copy, reproduce, republish, upload, post, transmit, or distribute any content from this website for commercial purposes without our express permission.

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Third-Party Links

Our website may contain links to third-party websites for your convenience. These links do not signify that we endorse the content or practices of these external sites. UMMA is not responsible for the content, privacy policies, or practices of third-party websites. We encourage you to review the terms and privacy policies of any external websites you visit.

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Limitation of Liability

UMMA is not liable for any direct, indirect, incidental, or consequential damages that may arise from your use of our website, services, or inability to access the site. We are not responsible for any loss of data, profits, or business opportunities that result from the use of this website.

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Privacy Policy

Your use of our website is also governed by our Privacy Policy. This policy outlines how we collect, use, and protect your personal information. By using our website, you consent to the collection and use of your information as described in the Privacy Policy. We are committed to safeguarding your privacy and ensuring that your personal information is handled with the utmost care and responsibility.

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Amendments to Terms and Conditions

UMMA reserves the right to modify these Terms and Conditions at any time. Any changes will be posted on this page and will take effect immediately upon posting. We encourage you to review these terms periodically to stay informed of any updates. Continued use of our website after changes have been posted constitutes your acceptance of the modified terms.

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Financial Transparency and Donor Trust

• Regular Audits: UMMA undergoes regular independent audits to ensure financial accountability and compliance with all regulatory requirements. We are committed to using your donations efficiently and effectively.
• Public Reporting: Our annual financial reports are publicly available, providing a detailed breakdown of how funds are allocated across our programs and operations. We believe in complete transparency, allowing donors to see the impact of their contributions.
• Stewardship of Resources: UMMA ensures that the majority of donations go directly to supporting our programs and initiatives, with minimal funds used for administrative overhead. We are dedicated to maximizing the impact of every dollar donated.
• Communication with Donors: We keep our donors informed about the impact of their contributions through regular updates and reports. If you have any questions about how your donation is being used, we are always available to provide clarity and assurance.

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Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York. Any disputes arising from or related to the use of this website shall be subject to the exclusive jurisdiction of the courts of New York.

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Contact Information

For any questions, concerns, or inquiries regarding these Terms and Conditions, please contact us at:

• Email: hello@ourumma.org
• Office Address: 134 N 4th Street, Brooklyn, NY 11249
• Mailing Address: P.O. Box 10100, Staten Island, NY 10301

Thank you for your support and for trusting UMMA with your contributions. Together, we are making a difference in the lives of those in need.